Table A. - Present value of $1
Spent Years
4%
6%
7%
8%
9%
10%
12%
hence (n)
(0.04)
(0.06)
(0.07)
(0.08)
(0.09)
(0.10)
(0.12)(1)
1
0.962
0.943
0.935
0.926
0.917
0.909
0.893
2
.925
.890
.873
.857
.842
.826
.797
3
.889
.IMO
.816
.794
.772
.751
.712
4
.855
.792
.763
.735
.708
.683
.636
5
.822
.747
.713
.681
.650
.621
.567
6
.790
.705
.666
.630
.596
.564
.507
7
.760
.665
.623
.583
.547
.513
.452
8
.731
.627
.582
.540
.502
.467
.404
9
.703
.592
.544
.500
.460
.424
.361
10
.676
.558
.508
.463
.422
.386
.322
11
.650
.527
.475
.429
.386
.350
.287
12
.625
.497
.444
.397
.356
.319
.257
13
.601
.409
.415
.368
.326
.290
.229
14
.577
.442
.388
.340
.299
.263
.205
15
.555
.417
.362
.315
.275
.239
.183
16
.534
.394
.339
.292
.252
.218
.163
17
.513
.371
.317
.270
.231
.198
.146
18
.404
.350
.296
.250
.212
.180
.130
19
.475
.331
.277
.232
.194
.164
.116
20
.456
.312
.258
.215
.178
.149
.104
21
.439
.294
.242
.199
.164
.135
.093
22
.422
.278
.226
.184
.150
.123
.083
23
.406
.262
.211
.170
.138
.112
.074
24
.390
.247
.197
.158
.126
.102
.066
25
.375
.233
.184
.146
.116
.092
.059
26
.361
.220
.172
.135
.106
.084
.053
27
.347
.207
.161
.125
.098
.076
.047
28
.333
.196
.150
.116
.090
.069
.042
29
.321
.185
.141
.107
.082
.063
.037
30
.308
.174
.131
.099
.075
.057
.033
40
.208
.097
.067
.046
.032
.022
.011
50
.141
.054
.034
.021
.013
.009
.003
(FIST 4 - 3)
4